Robo-Signer Misdeeds May Help Homeowners

Lenders and their accomplices utilized hundreds of Robo-Signers to improperly execute millions of documents. These inappropriate and potentially criminal acts are helping some homeowners stay in their homes by voiding foreclosures and, in some cases, muddying ownership of mortgages. With modest effort and minimal expense, homeowners at risk of foreclosure can determine if a Robo-Signer executed any documents pertaining to their mortgage. Armed with this information, homeowners in all 50 states may be able to get courts to stop or even reverse foreclosure actions.
In judicial foreclosure states, copies of pertinent documents are usually filed by lenders as part of the foreclosure court case. These are available from the court clerk, and are frequently attached to the Summons and Complaint which homeowners are served with when the foreclosure action is filed. Homeowners should check if Robo-Signers executed the Affadavits and Assignments. In non-judicial foreclosure states, Notices of Default are usually mailed to the homeowner shortly after filing. Homeowners should check for Robo-Signers on the Notice of Default as well as Assignments, which are available from the local County Recorder.
Once the documents are located, homeowners can reference the Alleged Robo-Signer directory below or search online by inputting the signers’ names follow by “Robo-Signer” to identify if there have been any allegations against the signers.
If homeowners get a match, they may be able to allege that the signer did not properly verify all of the information represented in the documents and did not have the capacity to sign the documents. As a result, the documents are defective and invalid. As the foreclosure action was based on these documents, the foreclosure action is also defective and invalid.
Judges are not typically giving homeowners their homes mortgage-free as a result of violations. However, lenders may be required to restart the foreclosure process in a proper manner and prove ownership of the mortgages. This may create sufficient leverage for homeowners to receive a favorable loan modification, approval on an American Homeowner Preservation short sale, or other long-term remedy which keeps families in their homes.

Help Save A Family in Berea, OH

It would be great if we could find someone to invest in Neil and his family. They are a great family and would really like to stay in their home. If you don't believe us let him tell you:

A Word from the Family:

"I’ve lived in my home since 1985. I want to stay in my home because I have nowhere else to live, and it’s a convenient place for both of my businesses. I have a trailer with lawn mowers and blowers for my lawn mowing business, and an instrument repair shop here in my house. It’s a great location for the repair shop because I’m on a main street. Also, the church beside me allows customers to park in their parking lot, and I’m near the highway.

I intend to stay here, and one day die here. Every day I load my trailer up and cut grass, come home to take a shower, and go to my repair room full of guitars needing repair. Also, I rehearse one day a week with my band. We’re practicing hard for when we take the headlining spot as the Deep Purple Tribute Band coming up in Akron. My goal is to get my businesses back up as strong as they used to be, and work to get my life to a simple existence like it used to be."

It's Not A Wonderful Life After All

             So if you have been following the real estate news, you would have found out that Ocwen, has foreclosed on a Policeman in Akron, OH.  My question is what has the world come to, where banks don't have hearts anymore. Personally the world would be a lot better place if we were to go back to a time where everything was like the Jimmy Stewart's classic movie "It's A Wonderful Life". He worked for a bank that actually cared  about the customers and tried everything in his power to let them stay in their homes, he even almost went broke trying to help.
              Now on the other end of the spectrum, most banks today are exactly like Potter; stubborn, greedy, and don't care about anyone else. However, we all know how the story ends. Eventually good overcomes evil. So a message to all of the banks that lack human emotion, "Your day is coming, and once people realize what you are doing to them, watch out." 
 Check out the article @ American Homeowner Preservation

ING Direct Blacklists American Homeowner Preservation

ING Direct, the Dutch-bank and internet-based mortgage lender, has objected to American Homeowner Preservation’s program to keep families in their homes, and ING will no longer consider AHP short sales. “ING DIRECT will also be adding your company to our exclusionary list as your company strictly finds investors to keep sellers in their home, while the bank takes a significant loss.  This is against ING DIRECT’s short sale policies and guidelines, and as such you will no longer be able to work on this short sale file or any future ING DIRECT accounts,” Adam Agostinelli of ING Direct Retail Asset Management advised in an email to AHP.

“We are disappointed in ING’s failure to recognize that AHP’s program can reduce ING's losses and concurrently keeps struggling families in their homes,” stated AHP’s Michelle Weadbrock.
Although ING Direct President Arkadi Kuhlmann (pictured atop motorcycle) has rightfully bragged of ING's lower-than-average 2.88% default rate, ING did require a bailout by the Dutch government and has recently been accused of violating federal truth-in-lending laws. In addition, Kuhlmann states that “the European Commission has mandated that we be sold by 2013” as part of a move to break up large financial institutions. Is now the time  for ING Direct to amend their short sale policies so that maximizing ING’s recovery while allowing families to remain in their homes is an option?

It's A Great Day to Save Homes

         This is a new era in American Homeowner Preservation history. This is AHP's first blog post. I am sure they will get better from here. I know you are probably just trying to figure out what on earth American Homeowner Preservation is. Well I am going to explain it, so everyone can understand. AHP is designed for families, and now as you may have heard churches, who are going into foreclosure. We exist so that families who want to stay in their homes can. With the economy the way it has been, it is very difficult for some families to make payments on their very high mortgages. We come in negotiate a short sale with your lender, find an investor to purchase your home for that price and then rent it back to you with the intent on you buying the home back within 1 to 5 years. Everyone is probably thinking the same thing now..."How much does it cost?"
Answer: Nothing.
We are designed to help save you money in the long run. So if this sounds like you or if you would like to learn more about us then please click on our name : American Homeowner Preservation